First Time Home Buyer Programs in California

Welcome to Edge Home Loans

Welcome to Edge Home Loans, your trusted partner in making homeownership a reality for first-time home buyers in California. Navigating the home-buying process can be overwhelming, but our team is here to simplify it for you. We specialize in First Time Home Buyer Programs that are designed to help you achieve your dream of owning a home with ease and confidence.

Why Choose Our First Time Home Buyer Programs?

Our First Time Home Buyer Programs offer a range of benefits to make your home-buying journey smoother and more affordable:

• Get Qualified as a 1st Time Home Buyer with Only 3.5% Down
• Enjoy Low Rates for First Time Home Loans
• Competitive Rates to Save You Money
• Assistance with Credit Requirements
• Close in 30 Days or Less with Low Fees
• Qualify with a Credit Score of 580 or Higher

Get Qualified with Ease

Getting qualified for our First Time Home Buyer Programs is straightforward. With a down payment as low as 3.5% and a minimum credit score of 580, you can take the first step towards homeownership. Our team will guide you through the entire process, ensuring you understand each step and what is required.

Low Rates and Competitive Fees

We understand that buying your first home is a significant financial commitment. That’s why we offer low rates and competitive fees to make your mortgage more affordable. Our goal is to help you secure a loan that fits your budget and meets your needs.

Credit Assistance

If you’re concerned about your credit score, don’t worry. We provide assistance with credit requirements to help you qualify for a loan. Our experts will work with you to understand your credit situation and offer guidance on how to improve it if necessary.

Quick and Efficient Closing

At Edge Home Loans, we value your time. Our streamlined process allows you to close on your new home in 30 days or less. We handle the paperwork and details so you can focus on preparing for your move.

Use Our Florida Mortgage Calculator

To get an idea of what your mortgage payments might look like, use our Florida mortgage calculator. It’s a helpful tool to plan your budget and understand your financial commitment.

Apply Online Today

Ready to take the next step? Apply online today and start your journey towards homeownership. Our team is here to support you every step of the way.

About California

California is a beautiful and diverse state known for its sunny weather, stunning coastlines, and vibrant cities. The average weather in California varies, but you can generally expect warm, sunny days with mild winters. California is home to many renowned businesses and attractions, including Silicon Valley, Hollywood, and Napa Valley.

Interesting fact: California is the most populous state in the U.S. and has the largest economy of any state. It’s a hub for technology, entertainment, and agriculture.

Explore our service areas to see where we operate. Learn more about what makes California unique by visiting the California state government website.

Don’t miss out on the opportunity to own your first home in this incredible state. Contact us today at (855) 744-EDGE and let Edge Home Loans help you make your dream a reality.